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The idea of for profit private health insurance is basically flawed. When insurance companies insure your house, the chances are slim that your house will burn down and a claim will be filed. With automobile insurance, the odds are higher that a claim will be filed but still very small compared to the 99.9999% chance that claims for healthcare will be filed at several points in the insured’s life. If there was a 99.999% chance that houses would burn down, would we find insurance companies insuring them? I don’t think so. What were insurance companies thinking, what sustainable business model did they have in mind, what stroke of illogical drove them into insuring health care? Certainly it wasn’t efficient, affordable healthcare or if these elements were part of it they haven’t materialized and cannot materialize. What are our congress people thinking when they seek to perpetuate this absurd system?

Equally illogical is the system of the insured paying exorbitant amounts of money to for profit insurance company middlemen who, unlike doctors and pharmaceutical companies, contribute absolutely nothing to healthcare. While administration will be necessary, there is no good reason for these for profit middlemen to be there.

The nature of healthcare is such that for profit private insurance is not feasible. If it were, at some point in the past 80 years a reliable system would have developed. Instead we have a system for those under 65 that continues to deteriorate and fail. Healthcare should be in the province of the public domain and government where profits are not an issue. We need HR676 Medicare for all. Medicare is a uniquely American system that works.
Nikki from Breckenridge Colorado