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INGENIX SUBROGATION SERVICES

I worked for a company for almost 30yrs and the most I have ever demanced of my insurrance is an occasional cold (visit to the doc) or dental cleaning. Today I am faced with my first real need. I have back pain and the MRI says I may need surgery. UHC has already unleashed "IGENIX SUBROGATION SERVICES" on me. I googled them and, first I don't like the tone of their questions because it is trying to blame someone for my back pain. Somthing that frankly happend so gradual I didn't noticed until just recently becoming a problem. Second I read that UHC denies claims first see if it sticks..... Please could you provide me with guidance from here on....

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